:root {
    --fed-green: #1E7E34;
    --fed-ink: #111111;
    --fed-muted: #f5f5f3;
    --fed-line: #deded9;
}

.fed-finance-page { color: var(--fed-ink); background: #fff; }
.fed-finance-container { width: min(1180px, calc(100% - 40px)); margin: 0 auto; }
.fed-finance-eyebrow { color: var(--fed-green); font-size: .76rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; margin: 0 0 12px; }
.fed-finance-page h1, .fed-finance-page h2, .fed-finance-page h3 { color: var(--fed-ink); line-height: 1.12; }
.fed-finance-page h1 { font-size: clamp(2.4rem, 6vw, 5.4rem); letter-spacing: -.045em; max-width: 740px; margin: 0 0 22px; }
.fed-finance-page h2 { font-size: clamp(2rem, 3.5vw, 3.5rem); letter-spacing: -.035em; margin: 0 0 18px; }
.fed-finance-page h3 { font-size: 1.15rem; margin: 0 0 10px; }
.fed-finance-page p { color: #454545; line-height: 1.72; }

/* Hero with <img> */
.fed-finance-hero { position: relative; min-height: 650px; display: flex; align-items: center; overflow: hidden; }
.fed-finance-hero img { position: absolute; top: 0; left: 0; width: 100%; height: 100%; object-fit: cover; object-position: center 20%; z-index: 0; }
.fed-finance-hero::after { content: ''; position: absolute; top: 0; left: 0; right: 0; bottom: 0; background: linear-gradient(90deg, rgba(0,0,0,.82), rgba(0,0,0,.46) 52%, rgba(0,0,0,.18)); z-index: 1; }
.fed-finance-hero__content { position: relative; z-index: 2; max-width: 730px; padding: 80px 0; }
.fed-finance-hero h1, .fed-finance-hero p { color: #fff; }
.fed-finance-hero p:not(.fed-finance-eyebrow) { max-width: 620px; font-size: 1.18rem; }
.fed-finance-actions { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 30px; }
.fed-finance-button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 13px 25px; background: var(--fed-green); border: 1px solid var(--fed-green); color: #fff !important; font-size: .82rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; transition: transform .2s, background .2s; }
.fed-finance-button:hover { color: #fff; background: #166829; transform: translateY(-2px); }
.fed-finance-button--outline { background: transparent; border-color: #fff; }
.fed-finance-button--outline:hover { background: #fff; color: var(--fed-ink) !important; }
.fed-finance-button--light { background: #fff; border-color: #fff; color: var(--fed-ink) !important; }
.fed-finance-button--light:hover { background: #f0f0f0; color: var(--fed-ink) !important; }
.fed-finance-trust-strip { background: var(--fed-green); color: #fff; }
.fed-finance-trust-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 15px; padding: 23px 0; }
.fed-finance-trust-grid span { font-size: .82rem; font-weight: 700; text-align: center; }
.fed-finance-section { padding: 94px 0; }
.fed-finance-section--muted { background: var(--fed-muted); }
.fed-finance-section--dark { background: #151515; }
.fed-finance-section--dark h2, .fed-finance-section--dark p, .fed-finance-section-heading--light h2, .fed-finance-section-heading--light p { color: #fff; }
.fed-finance-section-heading { max-width: 900px; margin-bottom: 36px; }
.fed-finance-section-heading--light { margin-bottom: 32px; }
.fed-finance-intro, .fed-finance-two-column, .fed-finance-video-block { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 80px; align-items: start; }
.fed-finance-intro > p { font-size: 1.08rem; margin: 4px 0 0; }

/* Intro section with <img> */
.fed-finance-intro-wrap { position: relative; overflow: hidden; }
.fed-finance-intro-wrap img { position: absolute; top: 0; left: 0; width: 100%; height: 100%; object-fit: cover; opacity: .15; z-index: 0; }
.fed-finance-intro-wrap > * { position: relative; z-index: 1; }

.fed-finance-option-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.fed-finance-option-card { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--fed-line); overflow: hidden; }
.fed-finance-option-card-img { width: 100%; height: 220px; object-fit: cover; }
.fed-finance-option-card-body { padding: 32px; display: flex; flex-direction: column; flex: 1; }
.fed-finance-option-card h3 { font-size: 1.7rem; }
.fed-finance-option-card ul { padding: 0; margin: 15px 0 25px; list-style: none; }
.fed-finance-option-card li { padding: 7px 0 7px 20px; border-bottom: 1px solid #eee; position: relative; font-size: .92rem; }
.fed-finance-option-card li:before { content: '\2713'; position: absolute; left: 0; color: var(--fed-green); font-weight: 700; }
.fed-finance-text-link { color: var(--fed-green) !important; font-weight: 700; font-size: .86rem; margin-top: auto; }
.fed-finance-text-link span { padding-left: 6px; }

/* Process steps with images */
.fed-finance-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; padding: 0; margin: 0; list-style: none; counter-reset: finance-step; }
.fed-finance-steps li { position: relative; }
.fed-finance-step-img { width: 100%; height: 180px; object-fit: cover; margin-bottom: 20px; border-radius: 4px; }
.fed-finance-steps .fed-finance-step-num { position: relative; padding-top: 0; margin-bottom: 12px; }
.fed-finance-steps .fed-finance-step-num span { position: static; display: inline-grid; width: 52px; height: 52px; place-items: center; background: var(--fed-green); border-radius: 50%; color: #fff; font-size: .82rem; font-weight: 700; }
.fed-finance-steps p { font-size: .92rem; margin: 0; }
.fed-finance-calculator { max-width: 900px; margin: 0 auto; }
.fed-finance-calculator iframe { display: block; width: 100%; min-height: 690px; border: 0; background: #fff; }
.fed-finance-calculator__fallback { color: #bbb !important; font-size: .82rem; text-align: center; margin: 12px 0 0; }
.fed-finance-calculator__fallback a { color: #fff; text-decoration: underline; }
.fed-finance-video-block { align-items: center; }
.fed-finance-video { position: relative; aspect-ratio: 16 / 9; width: 100%; background: #111; cursor: pointer; overflow: hidden; }
.fed-finance-video img { width: 100%; height: 100%; object-fit: cover; }
.fed-finance-video-play { position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); width: 72px; height: 72px; border-radius: 50%; background: rgba(30,126,52,.9); border: 3px solid #fff; color: #fff; font-size: 24px; cursor: pointer; display: grid; place-items: center; transition: background .2s; z-index: 2; }
.fed-finance-video-play:hover { background: var(--fed-green); }
.fed-finance-video iframe { position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: 0; z-index: 1; }
.fed-finance-faq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.fed-finance-faq-list { max-width: 900px; }
.fed-finance-faq-item { background: #fff; border: 1px solid var(--fed-line); }
.fed-finance-faq-item summary { display: flex; justify-content: space-between; gap: 20px; padding: 24px; cursor: pointer; font-weight: 700; list-style: none; }
.fed-finance-faq-item summary::-webkit-details-marker { display: none; }
.fed-finance-faq-item summary span { color: var(--fed-green); font-size: 1.4rem; font-weight: 400; }
.fed-finance-faq-item[open] summary span { transform: rotate(45deg); }
.fed-finance-faq-item p { padding: 0 24px 24px; margin: 0; }

/* CTA with <img> */
.fed-finance-cta { position: relative; padding: 62px 0; overflow: hidden; }
.fed-finance-cta img { position: absolute; top: 0; left: 0; width: 100%; height: 100%; object-fit: cover; z-index: 0; }
.fed-finance-cta::after { content: ''; position: absolute; top: 0; left: 0; right: 0; bottom: 0; background: linear-gradient(135deg, rgba(30,126,52,.92), rgba(22,104,41,.95)); z-index: 1; }
.fed-finance-cta__inner { position: relative; z-index: 2; display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.fed-finance-cta h2, .fed-finance-cta p { color: #fff; }
.fed-finance-cta h2 { max-width: 650px; margin-bottom: 10px; }
.fed-finance-cta p:not(.fed-finance-eyebrow) { margin: 0; }

/* Simple hero with <img> */
.fed-finance-simple-hero { position: relative; padding: 140px 0 120px; overflow: hidden; border-bottom: 1px solid var(--fed-line); }
.fed-finance-simple-hero img { position: absolute; top: 0; left: 0; width: 100%; height: 100%; object-fit: cover; object-position: center 20%; z-index: 0; }
.fed-finance-simple-hero::after { content: ''; position: absolute; top: 0; left: 0; right: 0; bottom: 0; background: linear-gradient(90deg, rgba(0,0,0,.78), rgba(0,0,0,.42) 55%, rgba(0,0,0,.15)); z-index: 1; }
.fed-finance-simple-hero > div { position: relative; z-index: 2; }
.fed-finance-simple-hero h1, .fed-finance-simple-hero p { color: #fff; }
.fed-finance-simple-hero p:not(.fed-finance-eyebrow) { max-width: 650px; font-size: 1.12rem; }
.fed-finance-centered-copy { max-width: 700px; text-align: center; }
.fed-finance-centered-copy .fed-finance-button { margin-top: 20px; }

/* Calculator CTA with <img> */
.fed-finance-calc-cta { position: relative; overflow: hidden; padding: 80px 0; }
.fed-finance-calc-cta img { position: absolute; top: 0; left: 0; width: 100%; height: 100%; object-fit: cover; opacity: .12; z-index: 0; }
.fed-finance-calc-cta > * { position: relative; z-index: 1; }

/* Business types grid */
.fed-finance-business-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 36px; }
.fed-finance-business-card { position: relative; overflow: hidden; border-radius: 6px; }
.fed-finance-business-card img { width: 100%; height: 280px; object-fit: cover; display: block; }
.fed-finance-business-card p { margin-top: 12px; font-size: 1.05rem; font-weight: 600; color: var(--fed-ink); }

/* Benefits section with background image */
.fed-finance-benefits-wrap { position: relative; overflow: hidden; }
.fed-finance-benefits-wrap img { position: absolute; top: 0; left: 0; width: 100%; height: 100%; object-fit: cover; opacity: .12; z-index: 0; }
.fed-finance-benefits-wrap > * { position: relative; z-index: 1; }
.fed-finance-benefits-header { max-width: 700px; margin-bottom: 36px; }
.fed-finance-benefit-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 15px; }
.fed-finance-benefit { min-height: 160px; padding: 25px; background: #fff; border: 1px solid var(--fed-line); }
.fed-finance-benefit h3 { font-size: 1.15rem; margin: -25px -25px 15px; padding: 12px 25px; background: var(--fed-green); color: #fff; }
.fed-finance-benefit p { font-size: .92rem; margin: 0; color: #454545; line-height: 1.6; }

@media (max-width: 850px) {
    .fed-finance-trust-grid { grid-template-columns: repeat(3, 1fr); }
    .fed-finance-option-grid, .fed-finance-benefit-grid { grid-template-columns: 1fr 1fr; }
    .fed-finance-intro, .fed-finance-two-column, .fed-finance-video-block { grid-template-columns: 1fr; gap: 24px; }
    .fed-finance-steps { grid-template-columns: 1fr 1fr; }
    .fed-finance-business-grid { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
    .fed-finance-container { width: min(100% - 28px, 1180px); }
    .fed-finance-hero { min-height: 420px; }
    .fed-finance-hero img { object-position: center top; }
    .fed-finance-section { padding: 64px 0; }
    .fed-finance-trust-grid { grid-template-columns: 1fr 1fr; padding: 18px 0; }
    .fed-finance-trust-grid span { font-size: .72rem; }
    .fed-finance-option-grid, .fed-finance-benefit-grid, .fed-finance-faq-grid, .fed-finance-steps { grid-template-columns: 1fr; }
    .fed-finance-steps li:not(:last-child):after { display: none; }
    .fed-finance-cta__inner { display: block; }
    .fed-finance-cta__inner .fed-finance-button { margin-top: 22px; width: 100%; }
    .fed-finance-calculator iframe { min-height: 780px; }
    .fed-finance-simple-hero { padding: 60px 0 50px; }
}