Restaurant owner and FED representative reviewing financing options on a tablet in a commercial kitchen

Finance & leasing

Flexible financing for your commercial kitchen

Get the equipment your business needs today and pay over time, without draining your cash flow.

Estimate your payments Contact Us

From $2,000Terms from 12 monthsApproval within 24 hoursAll Canadian provincesSole proprietors welcome

Female finance representative showing equipment options to restaurant owner in a bright commercial kitchen

Finance made easier

Choose the option that fits your business.

FED helps restaurants, cafes, food trucks, bakeries, hotels and catering businesses explore financing for eligible new and restored equipment. Compare the options below, then use the EconoLease calculator to estimate your payments.

Your options

Three ways to equip your kitchen

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Flexible equipment financing

Rent-Try-Buy

Keep your cash flow working while getting the commercial kitchen equipment your business needs today.

Low, predictable payments that fit your budget from day one.
Change, upgrade or work toward ownership as your needs evolve.
Stay in control of your equipment and your cash flow.

Explore Rent-Try-Buy

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Structured equipment leasing

Lease

Choose a predictable payment plan that helps you equip your kitchen without tying up all your working capital.

Predictable monthly payments you can plan around.
Terms designed around your equipment plan and business cycle.
Keep cash available for daily operations and growth.

Explore Lease

Male restaurant owner in blue apron standing proudly in a modern commercial kitchen

Equipment loan financing

Loan

Finance your equipment purchase with payments that fit your business plan.

Finance equipment purchases over time with structured payments.
Choose a payment frequency that works for your business.
Plan around your operating budget with predictable terms.

Explore Loan

A simple process

Get started in four steps

01

Choose your equipment

Browse FED equipment or contact our team for a quote.
02

Compare options

Use the calculator to explore Lease, Rent-Try-Buy and Loan.
03

Contact FED

We can help you understand what information is needed.
04

Plan your delivery

Shipping can be included in the financed amount.

Estimate your payments

Explore the Lease, Rent-Try-Buy and Loan tabs. Rent-Try-Buy opens by default.

The calculator may be unavailable in some browsers. Open the EconoLease calculator in a new window.

Learn more

Financing for hospitality businesses

See how equipment financing and leasing can help you keep your business moving.

Delivery crew unloading new commercial kitchen equipment

Every type of food business

Financing for every type of food business

Cafe owner in apron standing by espresso machine and pastries

Cafes, food trucks, bakeries, hotels and catering businesses

Baker in apron sliding a tray of bread into a commercial deck oven

Bakeries and restaurants of every size

Questions, answered

Restaurant equipment financing FAQs

View all FAQs

What types of restaurant equipment can I finance?

You can ask about financing for new and restored commercial kitchen equipment, from a single replacement unit to a complete kitchen project. Contact FED with your quote and our team will confirm what can be included.

Can a sole proprietor apply for equipment financing?

Yes. Sole proprietors across Canada can contact FED to discuss available financing options for their business equipment needs.

What is the minimum financing amount?

Financing options start at $2,000 for new or restored products, with terms starting at 12 months. Available terms and conditions can vary by transaction.

How long does approval take?

Many applications can receive a decision within 24 hours. Timing depends on the application and the financing program.

Restaurant owner discussing financing with FED representative in a commercial kitchen

Have questions?

Talk with the FED team about your equipment plan.

Tell us what you are looking for and we will help you understand the available financing options.